A current bank account provides all of the features of a basic account, but with additional services that may be useful to you. For example, a bank’s current bank account may provide you with a chequebook, as well as a cheque guarantee card, which allows you to pay by cheque at a wider variety of places.
Featured Current Accounts
Santander Preferred In-Credit Bank Account
Santander are offering you an amazing 6% AER interest rate with their
great new bank account! So there's never been a better time to open an account!
6% AER (fixed) Available on balances up to £2,500 for 12 months when you pay in at least £1,000 a month.
Rate changes to 1% AER (variable) after 12 months on balances up to £2,500.
Rate changes to 0.10% AER (variable) on balances over £2,500 and for any month where the minimum of £1,000 paid into the account.
Limit of one 6% AER (fixed) Preferred In-Credit Rate Account per person.
The 6% AER rate is fixed for 12 months and interest is paid monthly.
These accounts also provide both direct debit (for paying bills automatically) and debit cards for making purchases directly in a store. Another form of payment that these accounts generally offer is the standing order payment.
This service allows you to set up regular payments from your account into another account of your choice. Not only is this useful when you have funds to pay to someone else, it can also be a great strategy for building savings; simply have a set amount of money moved to your savings account each month.
Many current bank accounts do pay interest to account holders. There are many different types of current accounts with deals including cash-back welcome gifts, high interest rates and low APR overdraft facilities.
An Affiliate of Santander, Alliance & Leicester, engage Child Trust Fund, HSBC, ICICI, Liverpool Victoria, Nationwide, Natwest, One Account,
Post Office, The Royal Bank of Scotland, Tesco, The Co-operative Bank
