Your Savings Will Grow With:

• Post Office® Instant Saver 2.10%* Gross/AER Variable.
• Rate includes a 2% gross introductory bonus for new Instant Saver Customers only, for 12 months from account opening. Limited offer.
• Great guarantee - interest rate guaranteee.

Apply Online now for an Instant Saver Account

Is This the Account for Me?

Answer these questions to see if the Instant Saver account is right for you.

I am looking for a current account to use everyday.
This is a savings account and is not a good alternative to a current account. If you are looking for a current account, there are several available - let’s go back and find one better suited to your needs.

I want to save without any commitment to making regular deposits.
Keep reading! Instant Saver offers the flexibility you’re looking for.

I want instant access to my money without restrictions or high withdraw fees.
Looks good! Instant Saver offers unbeatable convenience and several free withdraws each year.

I want to earn a high level of interest.
How does 2.10% Gross on savings of £500 or more sound?

About Instant Saver

Instant Saver is provided by the Bank of Ireland (UK) plc and is a unique banking service that allows you to save like never before. Market leading rates, unbeatable customer convenience, and interest guarantees all ensure that Instant Saver will be an instant success for you.

How can I access my Instant Saver Account?
Instant Saver provides unbeatable convenience by enabling account access in 5 different ways. Depending on what your needs are, where you are, and the time of day you may chose to access your account information, make deposits, or make withdraws through:

1. Telephone customer care.
2. Post with cheques.
3. Visiting one of 14,200 branches.
4. Accessing your account online.
5. Visiting one of 55,000 Link ATMs.

Apply Online now for an Instant Saver Account

Save online for the best easy access savings rate:

• 3.01% gross/AER variable
• Save from £1 to £2 million
• Unlimited free withdrawals
• Rate applies to annual interest option and includes 1.36% gross/AER fixed interest bonus for the first 12 months
• Monthly interest option also available
• Quick and easy online application with instant account opening

Apply Online now for an Online Saver Account

To open an Online Saver:

• You must be a UK resident and resident in the UK for tax purposes and aged 18 or over (this does not include the Channel Islands and the Isle of Man)
• You must have a valid email address
• You will need your bank details (account number and sort code)
• You must be able to save at least £1

* If interest is paid annually: 3.01% gross/AER. Rate includes a 1.36% gross/AER fixed bonus for 12 months from account opening. After 12 months the rate will revert to our underlying rate, currently 1.65% gross/AER. If interest is paid monthly: 2.97% gross/3.01% AER. Rate includes a 1.35% gross / 1.36% AER fixed bonus for 12 months from account opening. After 12 months the rate will revert to our underlying rate, currently 1.64% gross / 1.65% AER. 2 AER standsfor Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year, it does not take account of deductions of income tax. 3 Gross rates do not take account of deductions of income tax. 4 For most customers we can verify your identity and address online using a variety of our sources, including searches using public information bodies – if we can do this we provide your account number instantly at the end of the application process. In some cases, we might ask for further documentation from you.

Save for a year and get the best fixed savings rate online:

• 1 Year: 3.41% gross/AER for annual interest and 3.36% gross/3.41% AER for monthly interest
  2 Year: 3.96% gross/AER for annual interest and 3.89% gross/3.96% AER for monthly interest
  3 Year: 4.21% gross/AER for annual interest and 4.13% gross/4.21% AER for monthly interest
• Deposit from £500 to £2 million
• Rate applies to annual interest option
• No extra deposits or withdrawals after opening
• Close your Bond early if needed (breakage fee applies)
• Monthly interest option also available
• Quick and easy online application with instant account opening

Apply Online now for an Online Bond

* AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year, it does not take account of deductions of income tax. Annual interest is paid on the anniversary of account opening. Monthly interest is paid each month, based on date that the account is opened.

Gross rates do not take account of deductions of income tax.

For most customers we can verify your identity and address online using a variety of sources, including searches using public information bodies – if we can do this we provide your Online Bond number instantly at the end of the application process. In some cases, we might ask for further documentation from you.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised and regulated by the Financial Services Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. Post Office Limited is registered in England and Wales. Registered No 2154540. Registered office is 148 Old Street, London EC1V 9HQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.