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Banking Direct

Your best resource for comparing UK bank accounts

Research, Review, Compare
This site provides general information about online banking and allows you to compare several online bank services. By providing all of the information and resources that you need, in one spot, this site works hard to help you make the best online banking choice for your needs.

Featured Accounts

  Alliance & Leicester Premier Current Account
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  Halifax International Regular Saver Account

Save between £100 and £2,000 every month for 12 months by standing order only and get a rate of 4% AER**/Gross* p.a. that's fixed for the year!
So you know exactly how much you'll get back on your account and when.

  • Open and make your first payment to get a great rate of interest -
    4% AER**/gross*p.a. fixed for the year!
  • Watch your nest egg grow into a tidy sum
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Alliance & Leicester

Alliance & Leicester

Alliance & Leicester is one of the UK's major financial services groups. Alliance & Leicester offers a broad range of personal and commercial financial services including current accounts, business accounts, saving accounts and personal loans.


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HSBC

HSBC Current Bank Account gives you more time to be yourself so you can concentrate on the more interesting things. HSBC current bank account comes with free everyday banking and 24/7 Internet Banking for your convenience.

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Twenty years needed to restore UK finances

A  report issued yesterday by the Institute for Fiscal Studies(IFS) suggested that it may take up to 20 years to restore UK finances  to  the levels they were before the current financial fiasco.

Experts predict that the long term situation for the UK will continue to be less than healthy till well into the 21st century, with the real pessimists predicting that it could take up to twenty years before the UK can retain its financial status quo. (Read More)

Featured Mortgage Deals

the one account


One Account for Home-owners

An all-in-one mortgage and current account from the Royal Bank of Scotland (RBS), the One Account offers flexibility and security from the knowledge that your money is working its hardest to keep your mortgage interest rates low – whilst allowing for your individual financial circumstances at all times.

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Latest Articles

Beating the recession: It's all down to the G20
A preview of the upcoming G20 meeting held over the weekend further reiterated the key economic players assertion of how important the meeting, to be held next month in London will be to set the global economic climate back on track.

UK economy expected to get even worse-before it gets better
If you thought that things in the UK couldn't get any worse, then it would appear that you might be wrong. At least so the experts say.

Still no easy paths to finance for first time home buyers
Despite the strenuous efforts of the UK treasury to push the banks to ease credit conditions for first-time buyers and those trying to upgrade but with limited equity are finding it difficult to raise finance

Spare a thought for Richard, Bill and don’t forget Roman
The average UK citizen has been ravaged by the current financial situation and spend a lot of the time trying just to make ends meet till things get back to normal. 

Lets push the global economy says Darling and Geithner 
At the same time, the two global powers agreed to coordinate their efforts to create a whole new set of legislature designed to prevent financial crises of such a magnitude from ever occurring in the future.

Jersey: no longer the tax haven that it was
The beautiful island of Jersey, for so long identified as the number one tax haven for Brits, is to mark an end to decades of sheltering those who are not so keen on paying their income taxes

Why Bank Online

Online banking saves two of the most important commodities in your life – Time and Money. When you bank online you no longer have to worry about long waits, queuing up to pay bills and withdraw funds. Instead, you can bank from the comfort of your own home, instantaneously and any time that you want. Even better, online banks frequently charge lower fees and pay higher interest as a reward for not using branches.

HSA
Current
Accounts
Current Accounts


There are many different types of Current accounts with deals including cash- back welcome gifts, high interest rates and low APR overdraft facilities.


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HSA
Saving
Accounts
Saving Accounts


There are many different types of Saving accounts with instant access, great
interest rates, or tax-free
savings accounts for your
savings to grow.


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HSA
Business
Accounts
Business Accounts


Business accounts -
can offer a wide range of benefits including free banking, dedicated local business manager, phone or online banking.


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The Conveniences of Internet Banking

With 24 hour a day access all year round, internet banking allows you to manage your finances from the comfort of your home. Depending on the account and services you select you will be able to:

  • Check account balances and review your statement history.
  • Pay bills.
  • Transfer money between your accounts.
  • Manage standing orders and Direct Debits.
  • Pay money into another UK bank account.
  • Receive your bills online.
  • Manage credit cards, savings, and loan balances.
  • Apply for additional credit or increase your credit card limit.
  • Order travel funds online.

Best of all, when completed with online banking these activities are usually significantly less expensive than in a bank branch. In fact, many online accounts offer these services for free!


   
 
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